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6 Smart Ways to Reduce Your Health Insurance Premium Costs

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  With medical treatment becoming costlier day by day, it is now more important than ever to get health insurance . However, many people are not covered under any policy. One of the main reasons many people choose to remain uninsured is because of the myth that health insurance is very expensive. Now, many may know it but there are several ways one can get their health insured within their budget. All one requires is a bit of time and research. We did the needful for you and have come up with 6 ways you can reduce your health insurance premium costs.    1. Get a health insurance plan at an early age    The sooner you get health insurance, the better it is. This is because young individuals are at a lower risk of getting diseases and therefore pose a lesser chance of raising claims. As you age, you become more vulnerable to illnesses and bad health conditions and are more likely to raise claims. Keeping that in mind, insurers charge lesser premiums when the policyholder is in th
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4 BIG reasons why health insurance is a must during the COVID19 pandemic

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From washing our hands, to sanitizing our homes and maintaining social distance while we are outdoors, there’s a lot we can do to keep COVID-19 at bay. However, the truth is that the coronavirus is an invisible enemy and no matter what we do, there is still a small chance of becoming infected with the virus. Well, this is where health insurance can help! A good plan will help out in a number of ways and ensure you overcome trying times with ease. Not convinced? No problem! This article will give you 3 BIG reasons having health insurance during the COVID-19 pandemic is an absolute must! 1. Covers your medical bills. While most COVID-19 cases are mild and can be taken care of at home, some patients might require hospitalisation, especially those above 60 years of age. Now, hospitalization of any sort can burn a whole in your pocket. Fortunately, with a health insurance policy by your side, you do not have to worry about hospital bills – your plan will cover the costs for you and en
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Should I include my parents in my family floater health insurance policy?

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  Growing up, our parents did so much for us. They took care of all our needs and tried their best to ensure nothing ever happened to us. And now, the time has come for us to return the favour by looking after them during their golden years. One way to do this is to protect them with a good health insurance policy . It will provide complete peace of mind from medical contingencies and ensure that your parents can enjoy life without worrying about healthcare expenses. Now, when it comes to getting medical coverage for your elderly parents, you have two options – you can either get them individual plans or opt to include them in your family floater health insurance policy. This article will go over a few points to help you decide whether the latter is a viable option for you or not. How old are your parents? In most cases, the premium of a family floater health insurance policy will depend on the eldest member covered under the policy. Keeping this in mind, if your parents have crossed t
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Everything you need to know about Corona Rakshak policy.

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Staying indoors indefinitely is no longer an option! We need to get out lives back on track, the world needs to open up again. In doing so, we have to learn how to live with the virus. This means arming ourselves with some essentials like masks, gloved, face shields, sanitizers, etc. In this regard, another important safety precaution is health insurance! It is the ultimate back-up plan against the novel coronavirus and ensures your life is not detailed in case you test positive.  Keeping this in mind, the Insurance Regulatory & Development Authority of India introduced the Corona Rakshak policy. Not sure what this plan is all about? Well, read on! The following article will tell you everything you need to know about the novel Corona Rakshak health insurance policy. So what is the Corona Rakshak Policy? It is a specialized health insurance policy that covers COVID-19. It is a fixed benefit plan meaning that it provides a lump sum payment of your sum insured in case you a hos
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4 situations in which your comprehensive bike insurance policy can save you

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Motorbike insurance is compulsory by law in India. It is an essential financial product that secures your savings in the event of an unforeseen event. This is why every bike owner must have thorough knowledge of motorbike insurance.   In India, there are two main types of bike insurance policies that one can choose from. One is third-party insurance and the other is comprehensive insurance. A third-party cover protects you against financial and legal liabilities for damages caused to a third-party and comprehensive insurance provides protection to you and your vehicle along with third-party coverage.   Many people opt only for third-party coverage thinking that an extensive comprehensive insurance plan cover is a waste of money. But they fail to understand the benefits that come along their way with a comprehensive cover. To get a better idea about how comprehensive insurance can help you, read on to discover 4 situations in which this extensive coverage can be a life-saver.  
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